Bank of America Loan Mod 6% down to 3%

Hi guys, it's been a while since I've posted (too much work). I got a great loan modification this week.

Old scenario: Bank of America. 6% loan, 30 year fixed. client was in default. We just postponed a sale date 2 weeks ago, and we just got a great offer:
--30 year fixed. 3% interest rate for the first 5 years. 4% for the 6th year. 5% for the remainder of the term. All arrears get put on the back of the loan.

LOAN MODS WORK!!!!!!!! RESULTS ARE NOT GUARANTEED, BUT WHEN THEY WORK.....THEY WORK!!!!!!